*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}:root{--color-bg: #ffffff;--color-text: #1e3a5f;--color-text-secondary: #334155;--color-muted: #64748b;--color-border: #e2e8f0;--color-surface: #f0fdfa;--color-surface-alt: #f8fafc;--color-navy: #1e3a5f;--color-navy-light: #2d4a6f;--color-teal: #0d9488;--color-teal-light: #14b8a6;--color-teal-dark: #0f766e;--color-primary: #0d9488;--color-primary-dark: #0f766e;--color-primary-light: #14b8a6;--color-teal-50: #f0fdfa;--color-teal-100: #ccfbf1;--color-teal-200: #99f6e4;--color-teal-300: #5eead4;--color-teal-400: #2dd4bf;--color-error: #dc2626;--color-warning: #f59e0b;--color-success: #10b981;--color-info: #3b82f6;--gradient-hero: linear-gradient(180deg, rgba(240, 253, 250, .9) 0%, rgba(255, 255, 255, .9) 50%, rgba(224, 242, 254, .9) 100%);--gradient-cta: linear-gradient(135deg, #1e3a5f, #0d9488, #14b8a6);--gradient-cta-btn: linear-gradient(180deg, #0d9488 0%, #14b8a6 100%);--gradient-cta-btn-hover: linear-gradient(180deg, #0f766e 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3.625rem);--font-size-6xl: 4.5rem;--spacing-xs: .25rem;--spacing-sm: .5rem;--spacing-md: 1rem;--spacing-lg: 1.5rem;--spacing-xl: 2rem;--spacing-2xl: 3rem;--spacing-3xl: 4rem;--spacing-4xl: 6rem;--spacing-5xl: 6rem;--max-width: 768px;--wide-width: 1280px;--content-narrow: 1024px;--radius-sm: .75rem;--radius: 1rem;--radius-lg: 1.5rem;--radius-full: 9999px;--transition-fast: .15s ease;--transition-base: .2s ease;--transition-slow: .3s ease;--shadow-sm: 0 1px 2px rgba(0, 0, 0, .05);--shadow: 0 4px 6px -1px rgba(0, 0, 0, .1), 0 2px 4px -2px rgba(0, 0, 0, .1);--shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, .1), 0 4px 6px -4px rgba(0, 0, 0, .1);--shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, .1), 0 8px 10px -6px rgba(0, 0, 0, .1);--shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, .25)}html{scroll-behavior:smooth}body{font-family:var(--font-sans);font-size:var(--font-size-lg);line-height:1.4;font-weight:400;color:var(--color-text);background:var(--color-bg);-webkit-font-smoothing:antialiased;min-height:100vh}a{color:currentColor;text-decoration:none}img{max-width:100%;height:auto;display:block}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:400;line-height:1;letter-spacing:-.03em;color:var(--color-navy)}h1{font-size:var(--font-size-5xl)}h2{font-size:var(--font-size-4xl)}h3{font-size:var(--font-size-2xl);line-height:1.2}h4{font-size:var(--font-size-xl);line-height:1.3}.container{max-width:var(--wide-width);margin:0 auto;padding:0 var(--spacing-lg)}.section{padding:96px var(--spacing-lg)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--spacing-sm);padding:var(--spacing-sm) var(--spacing-lg);font-family:inherit;font-size:var(--font-size-sm);font-weight:600;border-radius:var(--radius);cursor:pointer;transition:background var(--transition-fast),transform var(--transition-fast),box-shadow var(--transition-fast)}.btn:hover{transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn-primary{color:#fff;background:var(--gradient-cta-btn);border:2px solid transparent;border-radius:var(--radius-sm);transition:all .3s ease}.btn-primary:hover{background:var(--gradient-cta-btn-hover);box-shadow:var(--shadow-2xl);transform:scale(1.05)}.btn-secondary{color:var(--color-teal);background:#fff;border:2px solid var(--color-teal);border-radius:var(--radius-sm)}.btn-secondary:hover{background:var(--color-teal-50);box-shadow:var(--shadow-lg)}.btn-lg{padding:var(--spacing-md) var(--spacing-2xl);font-size:var(--font-size-base)}.theme-insurance{--color-teal: #f59e0b;--color-teal-dark: #d97706;--color-teal-light: #fbbf24;--color-teal-50: #fef3c7;--color-teal-100: #fef9c3;--color-teal-200: #fde68a;--color-teal-300: #fcd34d;--color-teal-400: #fde047;--color-primary: #f59e0b;--color-primary-dark:#d97706;--color-primary-light:#fbbf24;--gradient-cta-btn: linear-gradient(180deg, #f59e0b 0%, #fbbf24 100%);--gradient-cta-btn-hover: linear-gradient(180deg, #d97706 0%, #f59e0b 100%);--gradient-card: linear-gradient(135deg, #ffffff, #fef3c7);--gradient-hero: linear-gradient(135deg, rgba(254,243,199,.9) 0%, rgba(255,255,255,.9) 50%, rgba(240,253,250,.9) 100%);--gradient-section-accent: linear-gradient(to right, #fef3c7, #fef9c3);--gradient-how-it-works: linear-gradient(0deg, #ffffff 0%, #fef9c3 100%)}.theme-finance{--color-teal: #2563eb;--color-teal-dark: #1d4ed8;--color-teal-light: #3b82f6;--color-teal-50: #eff6ff;--color-teal-100: #dbeafe;--color-teal-200: #bfdbfe;--color-teal-300: #93c5fd;--color-teal-400: #60a5fa;--color-primary: #2563eb;--color-primary-dark:#1d4ed8;--color-primary-light:#3b82f6;--gradient-cta-btn: linear-gradient(180deg, #2563eb 0%, #3b82f6 100%);--gradient-cta-btn-hover: linear-gradient(180deg, #1d4ed8 0%, #2563eb 100%);--gradient-card: linear-gradient(135deg, #ffffff, #eff6ff);--gradient-hero: linear-gradient(135deg, rgba(239,246,255,.9) 0%, rgba(255,255,255,.9) 50%, rgba(219,234,254,.6) 100%);--gradient-section-accent: linear-gradient(to right, #eff6ff, #dbeafe);--gradient-how-it-works: linear-gradient(0deg, #ffffff 0%, #eff6ff 100%)}.theme-legal{--color-teal: #8b5cf6;--color-teal-dark: #7c3aed;--color-teal-light: #a78bfa;--color-teal-50: #faf5ff;--color-teal-100: #f3e8ff;--color-teal-200: #e9d5ff;--color-teal-300: #d8b4fe;--color-teal-400: #c4b5fd;--color-primary: #8b5cf6;--color-primary-dark:#7c3aed;--color-primary-light:#a78bfa;--gradient-cta-btn: linear-gradient(180deg, #8b5cf6 0%, #a78bfa 100%);--gradient-cta-btn-hover: linear-gradient(180deg, #7c3aed 0%, #8b5cf6 100%);--gradient-card: linear-gradient(135deg, #ffffff, #faf5ff);--gradient-hero: linear-gradient(135deg, rgba(245,243,255,.9) 0%, rgba(255,255,255,.9) 50%, rgba(240,253,250,.9) 100%);--gradient-section-accent: linear-gradient(to right, #f5f3ff, #faf5ff);--gradient-how-it-works: linear-gradient(0deg, #ffffff 0%, #faf5ff 100%)}.theme-insurance .warning-card{border-color:#fde68a}.theme-insurance .warning-card:hover{border-color:#f59e0b}.theme-insurance .warning-card-icon{background:#f59e0b}.theme-insurance .warning-card-scenario{color:#d97706}.site-header[data-astro-cid-5hce7sga]{position:fixed;top:0;left:0;right:0;z-index:100;background:#fffffff2;backdrop-filter:blur(12px);border-bottom:1px solid var(--color-border)}main[data-astro-cid-5hce7sga]{padding-top:4.5rem;min-height:calc(100vh - 200px)}.nav[data-astro-cid-5hce7sga]{max-width:var(--wide-width);margin:0 auto;padding:var(--spacing-md) var(--spacing-lg);display:flex;flex-wrap:nowrap;align-items:center;gap:var(--spacing-lg)}.site-logo[data-astro-cid-5hce7sga]{display:flex;align-items:center;flex-shrink:0}.site-logo-img[data-astro-cid-5hce7sga]{height:32px;width:auto}.nav-links[data-astro-cid-5hce7sga]{display:flex;flex-wrap:wrap;gap:var(--spacing-xl);margin-left:auto}.nav-links[data-astro-cid-5hce7sga] a[data-astro-cid-5hce7sga],.nav-dropdown-trigger[data-astro-cid-5hce7sga]{font-size:16px;font-weight:500;color:var(--color-text);transition:color var(--transition-fast)}.nav-links[data-astro-cid-5hce7sga] a[data-astro-cid-5hce7sga]:hover,.nav-dropdown-trigger[data-astro-cid-5hce7sga]:hover{color:var(--color-teal)}.nav-dropdown[data-astro-cid-5hce7sga]{position:relative}.nav-dropdown-trigger[data-astro-cid-5hce7sga]{display:flex;align-items:center;gap:.25rem;background:none;border:none;cursor:pointer;font-family:inherit;padding:.25rem 0}.nav-chevron[data-astro-cid-5hce7sga]{width:16px;height:16px;transition:transform var(--transition-fast)}.nav-dropdown[data-astro-cid-5hce7sga]:hover .nav-chevron[data-astro-cid-5hce7sga]{transform:rotate(180deg)}.nav-dropdown-menu[data-astro-cid-5hce7sga]{display:none;position:absolute;top:calc(100% - 1px);left:0;padding-top:.75rem;min-width:240px;z-index:200}.nav-dropdown-menu[data-astro-cid-5hce7sga]>a[data-astro-cid-5hce7sga]{display:block;padding:.875rem 1.75rem;font-size:16px;color:var(--color-text);background:#fff;border-left:1px solid var(--color-border);border-right:1px solid var(--color-border);transition:background var(--transition-fast),color var(--transition-fast)}.nav-dropdown-menu[data-astro-cid-5hce7sga]>a[data-astro-cid-5hce7sga]:first-of-type{padding-top:1.25rem;border-top:1px solid var(--color-border);border-top-left-radius:var(--radius-lg);border-top-right-radius:var(--radius-lg)}.nav-dropdown-menu[data-astro-cid-5hce7sga]>a[data-astro-cid-5hce7sga]:last-of-type{padding-bottom:1.25rem;border-bottom:1px solid 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solid var(--color-border)}.footer-content[data-astro-cid-5hce7sga]{max-width:var(--wide-width);margin:0 auto;padding:64px 24px 0;display:grid;grid-template-columns:20% 1fr 1fr 1fr 1fr;gap:var(--spacing-2xl)}.footer-logo-img[data-astro-cid-5hce7sga]{height:auto;max-width:100%;mix-blend-mode:multiply}.footer-tagline-teal[data-astro-cid-5hce7sga]{font-family:var(--font-secondary);font-size:14px;color:var(--color-teal);line-height:1.6;margin-top:16px;margin-bottom:12px}.footer-tagline-muted[data-astro-cid-5hce7sga]{font-family:var(--font-secondary);font-size:14px;color:var(--color-muted);line-height:1.6}.footer-col[data-astro-cid-5hce7sga] h4[data-astro-cid-5hce7sga]{font-family:var(--font-heading);font-size:14px;font-weight:700;color:var(--color-navy);margin-bottom:var(--spacing-md)}.footer-col[data-astro-cid-5hce7sga] a[data-astro-cid-5hce7sga]{display:block;font-family:var(--font-secondary);font-size:14px;color:var(--color-text-secondary);line-height:2.3;transition:color 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var(--color-border)}.footer-address[data-astro-cid-5hce7sga]{font-size:var(--font-size-sm);color:var(--color-muted)}@media(max-width:768px){.footer-content[data-astro-cid-5hce7sga]{grid-template-columns:1fr;gap:var(--spacing-2xl)}.footer-bottom[data-astro-cid-5hce7sga]{flex-direction:column;gap:var(--spacing-md);text-align:center}}.mobile-menu-btn[data-astro-cid-5hce7sga]{display:none;flex-direction:column;gap:5px;padding:8px;background:none;border:none;cursor:pointer;z-index:201}.hamburger-line[data-astro-cid-5hce7sga]{display:block;width:24px;height:2px;background:var(--color-navy);border-radius:2px;transition:transform .3s,opacity .3s}.mobile-menu-btn[data-astro-cid-5hce7sga][aria-expanded=true] .hamburger-line[data-astro-cid-5hce7sga]:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.mobile-menu-btn[data-astro-cid-5hce7sga][aria-expanded=true] .hamburger-line[data-astro-cid-5hce7sga]:nth-child(2){opacity:0}.mobile-menu-btn[data-astro-cid-5hce7sga][aria-expanded=true] .hamburger-line[data-astro-cid-5hce7sga]:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}.nav-actions-mobile[data-astro-cid-5hce7sga]{display:none}.mobile-overlay[data-astro-cid-5hce7sga]{display:none;position:fixed;inset:0;background:#00000080;z-index:150}.mobile-overlay[data-astro-cid-5hce7sga].open{display:block}.mobile-menu[data-astro-cid-5hce7sga]{display:none;position:fixed;top:0;right:-280px;width:280px;height:100dvh;background:#fff;flex-direction:column;padding:80px var(--spacing-xl) var(--spacing-xl);z-index:200;transition:right .3s ease;box-shadow:-4px 0 20px #00000026}.mobile-menu[data-astro-cid-5hce7sga].open{right:0}.mobile-menu[data-astro-cid-5hce7sga] a[data-astro-cid-5hce7sga]{display:block;padding:var(--spacing-md) 0;font-family:var(--font-heading);font-size:var(--font-size-base);font-weight:600;color:var(--color-navy);text-decoration:none;border-bottom:1px solid var(--color-border)}.mobile-menu[data-astro-cid-5hce7sga] a[data-astro-cid-5hce7sga]:hover{color:var(--color-teal)}.mobile-menu[data-astro-cid-5hce7sga] .mobile-cta[data-astro-cid-5hce7sga]{margin-top:var(--spacing-lg);padding:var(--spacing-sm) var(--spacing-lg);background:var(--gradient-cta-btn);color:#fff;border-radius:var(--radius-sm);text-align:center;border-bottom:none}@media(max-width:768px){.nav[data-astro-cid-5hce7sga]{justify-content:center;position:relative}.mobile-menu-btn[data-astro-cid-5hce7sga]{display:flex;position:absolute;left:var(--spacing-lg)}.site-logo[data-astro-cid-5hce7sga]{margin:0 auto}.mobile-menu[data-astro-cid-5hce7sga]{display:flex}.nav-links[data-astro-cid-5hce7sga]{display:none!important}.nav-actions[data-astro-cid-5hce7sga]{display:none}}